Preventing falls and other accidents now that winter is upon us

By Medical Service - January 2023

With the snow and the ice, pavements and road surfaces can resemble skating rinks, increasing the risk of slips and injuries. Winter sports are also a common source of accidents. At this time of year, the CERN infirmary sees more people coming in with musculoskeletal problems after a fall.

In 2021 in Switzerland, 195 000 people were injured after tripping, falling or slipping while walking or on the stairs (Suva, 2021). At CERN, in 2022, three people fell off their bicycles, resulting in one being signed off work for eight days, and one person fell while walking and was signed off for four days.

In addition, over 30 000 employees in Switzerland suffer winter sports injuries every year (Suva, 2021). According to a report published in 2021 by the French Observatoire d'accidentologie des sports d'hiver, more than 110 000 people experienced traumatic injuries in France in 2020.

In downhill skiing, sprained knees are the most common injury, accounting for almost a third of the total (32%), with shoulder injuries – mainly dislocated shoulders – accounting for 15%. Snowboarding most commonly results in wrist fractures (25%) or shoulder injuries (19%).

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So how can you glide through the season smoothly and make the most of the winter sports opportunities?

Whether or not you’re a fan of snow sports, take care during your journeys and activities.

Whichever sport you choose, make sure that you’re prepared and have the right kit. Here are some basic tips for skiers and snowboarders in particular:

Seasonal influenza

September 2022

Influenza, more commonly known as ‘the flu’, is a highly contagious disease which can cause mild to severe illness and even death, particularly for those in the high-risk groups (the very young, the older population, those with an underlying health condition, those who are pregnant, overweight or who have a weakened immune system). Symptoms usually last between 3 and 7 days, although in some instances these can persist for several weeks. Recovering from flu generally takes one or two weeks, and sometimes more.

The virus spreads through water droplets, especially when an infected person coughs or sneezes, or via contaminated hands and surfaces.

Hygiene measures such as washing of hands, coughing into your elbow, and keeping your distance, are good habits to keep up, as they are effective in helping to reduce our chances of contracting and/or spreading the flu virus.

However, the vaccine remains the best way to protect yourself and others against flu, to prevent the spread of the disease and to reduce its severity. It is important to get a flu shot every year to keep up with the circulating variants of the influenza virus and thus avoid being bed-ridden or developing complications.

Seasonal influenza | HSE unit at CERN

What is the reimbursement rule for hospitalisation?

On a general ward in a public hospital, 100% of the costs will be reimbursed.

The costs of hospitalisation on a semi-private ward in an approved clinic or a public hospital will be covered in accordance with the General Rule.

In a non-approved clinic, 80% of the costs will be reimbursed, with no limit on the costs borne by the member (no FCA accumulation).

In all cases, the supplement for a private ward is borne by the member.

I have the choice between a private (single-bed) ward and a semi-private (two-bed) ward. If I choose a private ward, will the CHIS reimburse the price difference? 

The CHIS covers hospitalisation costs on a semi-private ward (room with two beds). The supplement for hospitalisation in a private ward is borne by the member.

If you choose a private ward, the hospital/clinic will be able to tell you the amount of the supplement.

What’s the difference between being hospitalised on a general ward, a semi-private ward and a private ward?

In Switzerland, the difference lies in the accommodation and the doctors who will take care of you.

On a general ward, you will stay in a room with several beds (between two and eight), depending on availability. You cannot choose your medical practitioners (surgeon, obstetrician, etc.). In the case of public hospitals, the CHIS reimburses 100% of the costs associated with a stay on a general ward.

What’s the difference between being hospitalised on a general ward, a semi-private ward and a private ward?

In Switzerland, the difference lies in the accommodation and the doctors who will take care of you.

On a general ward, you will stay in a room with several beds (between two and eight), depending on availability. You cannot choose your medical practitioners (surgeon, obstetrician, etc.). In the case of public hospitals, the CHIS reimburses 100% of the costs associated with a stay on a general ward.

Reimbursement claims

April 2022

We remind you that claims can be sent in 4 ways:

  • Electronic submission on MyUNIQA website. For more information, click here.
  • Electronic submission on MyUNIQA application for smartphone. For more information, click here.
  • Safe deposit of your "blue envelopes" in the "UNIQA" mailbox installed in building 33 - Visitors' Reception - which is located outside the Meyrin site in Switzerland, or in the UNIQA Office mailbox in the main building. Please note the blue UNIQA envelopes with the old address are still valid and can be used for sending your claims.
  • Send your stamped "blue envelopes" by regular mail to the following address : UNIQA, Avenue de la Praille 26 - CP 1431 – 1227 Carouge